956 Philadelphia StreetCovington, KY 41011

1/49 Fullscreen

$629,900

4 beds 3 full baths 1 partial baths

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Listed By

Agency Name: Comey & Shepherd REALTORS
Agency Phone: 859-415-2556

Shown By

Agency Title: Cutler Real Estate
Agency Phone: 888-763-7575

Property Description

Urban oasis with historic character & modern construction & amenities in Mainstrasse Village! This 4BR, 4BA home with a rooftop deck, finished basement & private yard was built in 2020 with unmatched quality and features for the area so you can enjoy the walkable & convenient lifestyle of Covington without the maintenance of a historic home. The home was thoughtfully designed with a quaint front court featuring an aluminum fence & beautiful landscaping, and complimented by full brick construction for a seamless integration into the historic neighborhood. Enjoy the open concept layout, 10 ceilings on the first floor, large Pella Lifestyle alum clad windows, stainless appliances, and Energy Star fixtures & features throughout. Second floor primary BR with ensuite and convenient access to laundry. Third floor entertainment area includes 4th bedroom & rooftop deck with amazing city views. Rare finished basement provides an amazing space to watch the game with space for an office and ample storage. Two assigned & deeded parking spaces directly across street. Easy access to highway & close proximity to all of your Mainstrasse favorites!

956 Philadelphia Street | MLS# 645133

This single family home located at 956 Philadelphia Street, Covington, KY 41011 is currently listed for sale with an asking price of $629,900. This property was built in 2020 and has 4 bedrooms and 3 full and 1 partial baths. Philadelphia Street is located within the Covington Indep school district. Search Covington real estate on 10352jeromeroad.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Basement: Full Finished Bath, Full, Finished, Storage Space

Basement: Yes

Cooling: Central Air, Wall Unit(s)

Heating: Heat Pump, Electric

Home Style: Traditional

Lot Size: 0.05 Acres

Roof Type: Membrane, Shingle

Stories: 3.0

Year Built: 2020

Feature Descriptions

Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Electric Range, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Microwave, Refrigerator

Equipment: Sump Pump

Exterior: Brick Veneer, Fiber Cement

Fencing: Privacy

Foundation: Poured Concrete

HOA: Yes

HOA Fee: 15/Annually

Interior: Kitchen Island, Pantry, Open Floorplan, Granite Counters, Dry Bar, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting

Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup

Lot Dimensions: 25 x 90

Parcel Number: 040-44-18-023.00

Parking: Assigned

Parking Total: 2

Patio/Porch: Patio

Property Attached: Yes

Property Condition: Existing Structure

Road Frontage: City Street

Road Surface: Paved

Rooms Total: 8

Security: Smoke Detector(s)

Sewer: Public Sewer

Special View Info: City

Sub Type: Single Family Residence

Utilities: Cable Available, Natural Gas Not Available, Sewer Available, Water Available

Water: Public

Window: Insulated Windows, Aluminum Clad Window(s)

Room Sizes

Living Room: 16 X 14 Level - First

Dining Room: 17 X 14 Level - First

Kitchen: 12 X 16 Level - First

Primary Bedroom: 15 X 13 Level - Second

Bedroom 2: 10 X 11 Level - Second

Bedroom 3: 12 X 15 Level - Second

Bedroom 4: 13 X 17 Level - Third

Den: 14 X 17 Level - Third

Recreation Room: 10 X 17 Level - Lower

Office: 10 X 9 Level - Lower

Local Schools

High School: Holmes Senior High

Middle School: Holmes Middle School

Elementary School: John G. Carlisle Elementary

School District: Covington Indep

Market Trends

Kenton County Residential Market Trend Graphs

Zip Code 41011

Source: Delta Media Group, Inc.

Demographics

Kenton County Demographic Information for 956 Philadelphia Street, Covington, KY 41011

Fips

Fips Code 21117

Population

2020 to 2025 Change up 4.0%

2010 Count 159,720

2020 Count 169,064

2025 Estimate (V2025) 175,779

2020 Estimate (V2025) 169,042

Age Distribution (Years Old)

0 to 4 5.6%

5 to 17 22.6%

18 to 64 55.0%

65 and Older 16.8%

Gender

Male 49.8%

Female 50.2%

Place of Birth

Foreign 4.1%

US 95.9%

Education

High School Graduate, Age 25+ 92.9%

Bachelor's Degree or Higher, Age 25+ 37.4%

Computer and Internet use

Households with a computer 95.8%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 5.5%

English is First Language, Age 5+ 94.5%

Veterans

Veterans 7,465

Income

Per Capita Income $43,733

Median Household Income $80,548

People in Poverty 9.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 73,256

Households 67,367

Average Household Size 2.52

Owner-Occupied 70.7%

Multi-Family 26.0%

Owner-Occupied Median Value $244,400

Median selected monthly owner costs -with a mortgage $1,584

Median selected monthly owner costs -without a mortgage $580

Median gross rent $1,069

Building Permits

New Private Housing Issued 2024 699

Years at Residence

1 Year or More 88.7%

Less Than 1 Year 11.3%

Business and Employment

Private non-farm Establishments 3,297

Private non-farm Employment 68,018

Private non-farm Employment Growth up 0.5%

Nonemployer Establishments 11,254

Number of Firms 2,816

Business Production

Value of Shipments $2,537,540,000

Wholesale Trade $1,316,991,000

Retail Trade $1,601,623,000

Retail Sales Per Capita $8,235

Accommodation and Food Services $405,567,000

Land

Land Area 160.25 sq. miles

Population Per Square Mile 997

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 3,410.38 per month $3,226.65 Principal & Interest $0.00 Property Tax (data not provided by mls) $183.72 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/29/2026. The listing information on this page last changed on 07/29/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/29/2026 6:16:30 AM EST) or Dayton MLS (last updated Tue 07/28/2026 11:46:50 PM EST) or CBRMLS (last updated Wed 07/29/2026 12:44:38 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Tue 07/28/2026 11:53:29 PM EST) or NKY MLS (last updated Tue 07/28/2026 11:28:21 PM EST) or Wrist MLS (last updated Tue 07/28/2026 11:24:17 PM EST) or Firelands MLS (last updated Tue 07/28/2026 11:11:22 PM EST) or MLS NOW (last updated Wed 07/29/2026 12:17:29 AM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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956 Philadelphia StreetCovington, KY 41011

956 Philadelphia StreetCovington, KY 41011

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Property Description

956 Philadelphia Street | MLS# 645133

Property Features

Feature Descriptions

Room Sizes

Local Schools

Market Trends

Demographics

Estimate Your Payment

Change Payment Information